Piggy Bank - Refund Policy

Last Updated: September 17, 2025

1. General Policy

Due to the financial nature of the services offered by Piggy Bank, we generally do not provide refunds for fees or deposited amounts.

2. Application/Processing Fees

All application or processing fees paid for membership or any scheme are non-refundable.

3. Deposits

Refunds are not applicable to amounts deposited in schemes like Fixed Deposits (FD) or Recurring Deposits (RD). Premature withdrawal from these schemes is governed by separate, specific terms and conditions.

4. Exceptional Circumstances

Refunds may be considered only in exceptional circumstances, such as a technical error resulting in a duplicate payment.>

5. Contact Us

For any questions regarding our Refund Policy, please contact us at [ info@pbione.co.in].